Finance
List of Commercial banks in Honduras
The banking sector in Honduras is a critical component of the country’s economic framework, providing essential financial services such as deposit-taking, lending, and investment facilitation. This sector is characterized by a diverse range of institutions, including commercial banks, microfinance institutions, and cooperatives, each playing a unique role in the financial ecosystem. Regulated by the Comisión Nacional de Bancos y Seguros (CNBS), the Honduran banking sector ensures monetary stability, financial supervision, and economic growth. Over the years, the sector has evolved to include modern banking practices and digital solutions, aiming to increase financial inclusion and operational efficiency.
Role of the Honduras Banking Sector
The banking sector in Honduras plays a pivotal role in the nation’s economic development by facilitating financial transactions, providing credit, and offering a variety of financial services. It supports both individual and corporate financial needs, enabling investment, savings, and efficient allocation of resources, which fuels economic activity and growth. The sector also acts as a crucial channel for monetary policy implementation by the CNBS, maintaining monetary stability and economic balance. Furthermore, it promotes financial inclusion by expanding access to financial services through digital banking platforms and microfinance solutions. This inclusion is essential for reaching underserved populations and fostering a more inclusive economic environment. Additionally, the sector supports government initiatives, such as infrastructure development and social programs, by mobilizing resources and providing necessary financial support. It also facilitates international trade and investment by offering foreign exchange services and enabling cross-border transactions, thus contributing to the global integration of the Honduran economy.
| Bank Name | Headquarters | Bank Sector | Bank Revenue (HNL) | Bank Revenue (USD) | Contact Details |
| Banco Atlántida | Tegucigalpa | Private | 12.5 billion | 500 million | Tel: +504 2280 1010 |
| Banco de Occidente | San Pedro Sula | Private | . 9 billion | 360 million | Tel: +504 2553 8000 |
| Banco Ficohsa | Tegucigalpa | Private | 10 billion | 400 million | Tel: +504 2280 2000 |
| Banco Davivienda Honduras | Tegucigalpa | Private | 8 billion | 320 million | Tel: +504 2275 2200 |
| Banco Lafise Honduras | Tegucigalpa | Private | 6 billion | 240 million | Tel: +504 2239 0800 |
| Banco Promerica Honduras | Tegucigalpa | Private | 5 billion | 200 million | Tel: +504 2270 0200 |
| Banco Continental | San Pedro Sula | Private | 4 billion | 160 million | Tel: +504 2558 1212 |
| Banco Azteca Honduras | Tegucigalpa | Private | . 3 billion | 120 million | Tel: +504 2234 1100 |
| Banco del País (Banpaís) | San Pedro Sula | Private | 7 billion | 280 million | Tel: +504 2516 9000 |
| Banco Financiera Comercial Hondureña (Ficensa) | Tegucigalpa | Private | 2 billion | 80 million | Tel: +504 2264 0000 |
Conclusion
In conclusion, the Honduran banking sector is a cornerstone of the country’s economic infrastructure, driving growth, stability, and inclusion. Through its diverse range of services and institutions, it supports both individual and corporate financial needs while playing a crucial role in monetary policy implementation and economic development. With ongoing modernization and a focus on financial inclusion, the banking sector in Honduras is well-positioned to meet the needs of a growing economy and to integrate more fully into the global financial system. This progress, backed by sound regulatory oversight, not only strengthens the national economy but also enhances overall financial stability and resilience.
